Allen, Plano and North Dallas real estate and homes for sale in Texas - Roxanne DeBerry - REALTOR®

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Real Estate Tips

Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.

Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.

A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.

A foreclosed home can bring down the value of surrounding homes.

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Real Estate Trivia

Q	Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
A	The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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Roxanne DeBerry, REALTOR®, real estate agent and broker for Allen, Plano and North Dallas, Texas home listings, property and land for sale - NUMBER1EXPERT

Roxanne DeBerry
Keller Williams Realty-Plano
3608 Preston Rd. Ste. 230
Plano, TX. 75093
Agent Phone: 214-676-8040
Voice Mail: 972-733-9250
Office Phone: 972-943-7377
Email: rdeberry@realtor.com
Roxanne DeBerry has over 20 years of real estate experience in Dallas and Collin county. She is committed to staying on top of the real estate market at all times through continued growth and state of the art technology. Call Roxanne DeBerry today! Her professional team will give you that personal touch in your real estate needs!

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