As we approach the beginning of a new year, many of us like to organize, sort and get rid of things that just add clutter to our life.    And many of us have multiple files of real estate papers for various transactions we have done throughout the years.   Some are current documents for recent transactions.  Some are for houses that you have long since sold.  And some may be for refinances of previous transactions.  Many of us tend to keep the entire package given to us at closing, which just take up space.   So the question is, what should you keep and is there anything you can get rid of?

As a title company closer, I personally have purchased, sold and refinanced many properties over the years.    I’ve had a tendency to just add each new closing…

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