As a realtor I get this question frequently. First, it really depends on your personal situation. If you are a first time home buyer without a home to sell then the market may dictate your decision as well as interest rates. For those who have homes to sell then the market doesn't make as big a difference but interest rates may bear on your decision. Why doesn't the market matter for those who own homes. If the market is up then you will get a premium when you sell your home and when you go to purchase you will have to purchase at a premium as well. If the market is down then you may get less for your home but you will also pay less for the next one so the market doesn't play a big factor in the decision. However, mortgage rates may be a factor for you as…

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